Research shows that gamblers tend to remember their wins more than their losses. But the reality is that nearly everyone will lose money over a long period of time. This tool helps you to work out how much you will lose on average over a year if you keep gambling at your usual rate.

Choose the answers that come as close as possible, on average, to your own gambling. Hit the submit button and the gambling calculator will work out roughly what gambling is costing you over a year. Use numerals without dollar signs (eg 100) rather than words (eg a hundred dollars).